On-the-job injuries can result from a fall or a mistake while using equipment. According to federal workplace safety data, transportation is one of the biggest risk factors for worker injuries.
Crashes while on the clock are a leading cause of significant lost-time incidents and worker deaths. Some people are on the road every day for their jobs. In fact, driving might be their primary work function. Other people only drive occasionally, but they could still end up in a crash while working.
What options do employees injured while driving for work have?
Workers’ compensation may be available
Requesting compensation after a crash can be a difficult process. Fault plays a major role in who provides insurance coverage or pays for collision expenses. Fault is generally not a factor if the crash occurs while a worker is on the clock.
Workers’ compensation provides no-fault coverage. Even employees who caused crashes due to mistakes could be eligible for medical coverage and disability benefits. Workers’ compensation can help replace their wages until they are able to return to their jobs. They can also receive treatment for their injuries with no out-of-pocket costs.
Occasionally, workers may also have the option of filing an insurance claim or lawsuit against the other driver. Car crashes on the job typically make employees eligible for workers’ compensation benefits.
Typically, managing the workers’ compensation claim comes first, and then seeking compensation for residual losses is the next step in the process.
Having experienced legal support while pursuing workers’ compensation benefits can help injured employees focus on getting better instead of dealing with paperwork.
