Nobody plans to have a disabling accident. Unfortunately, that’s the reality for many Americans.
Social Security Disability Insurance (SSDI) helps to replace some of your income until you can work again or until you reach retirement age. But do you have any options if your claim is denied?
You can appeal the decision
One of the most common reasons that SSDI claims are denied is the lack of medical documentation. The Social Security Administration (SSA) requires thorough evidence that your disability is severe enough to impact your ability to do work-related activities for at least 12 months. Your documentation should include detailed records from doctor visits, test results and prescribed treatments.
Failing to follow medical advice is another common reason for denial. If the SSA sees that you haven’t followed the prescribed treatments recommended by your doctor, they could determine that your condition could improve with medical care.
Along those same lines, not cooperating with the SSA may lead them to deny your claim due to non-compliance. The SSDI process involves completing forms, attending consultations and responding to requests for information.
Many people have side hustles to earn a little extra money. However, your SSDI claim can be denied if you are earning above the Substantial Gainful Activity (SGA) limit of $1,620. SSDI is for people who can’t work due to their disability. Earning more than the limit shows SSA that you can still engage in meaningful work.
Having your initial SSDI claim denied can be disheartening, but there is still hope. You have 60 days to submit a written request appealing the decision. You can significantly improve your chance of approval by working with someone who can guide you through the process. They can check you have the comprehensive documentation you need and advocate on your behalf.
