If you or a loved one is legally blind, you might be wondering how to access Social Security Disability (SSD) benefits. The good news is that lawfully blind individuals are entitled to these benefits. While the process may seem challenging, understanding how to apply for these benefits brings you one step closer to enjoying the benefits you or your loved one deserve.
Understanding legal blindness
Being legally blind means your vision is significantly impaired, but it doesn’t necessarily mean you have no vision at all. According to the Social Security Administration (SSA), you are considered legally blind if your best-corrected vision in your better eye is 20/200 or worse, or if you have a visual field of 20 degrees or less in your better eye.
Knowing the definition of being legally blind is crucial to determining eligibility for SSD benefits and successfully filling out an application.
Types of available benefits
There are two main types of benefits for individuals who are legally blind:
- Social Security Disability Insurance (SSDI): This program is for those who have worked and paid Social Security taxes. Your eligibility will be based on your earned work credits.
- Supplemental Security Income (SSI): This need-based program is for individuals with limited income and resources, without considering work history.
Steps to apply for SSA benefits
- Gather medical documentation
Collect medical evidence that supports the claim of blindness. This includes reports from eye doctors detailing your visual acuity and field tests or any relevant medical records documenting your vision impairment.
- Complete the application
You may visit the SSA website to complete the application form or schedule an appointment at your local office. Ensure you have all necessary documents ready for submission.
- Understand the income limits
If you qualify for SSDI, you can receive up to $2,590 per month without losing your benefits, which is higher than the limit for individuals with other disabilities. This allows for some flexibility in employment while receiving support.
Consider professional help
Learning your initial application for SSA benefits can be discouraging. However, note that it’s not always the end of the road. If your application is denied, consulting with a disability attorney specializing in SSD claims can be beneficial. They can guide you through the appeals process and improve your chances of a successful claim.
